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Field Notes

Market intel, before the rest of the market.

Inventory shifts, insurance changes, new construction worth watching, and buyer/seller moves in Cape Coral & Fort Myers, written by people actually in the field.

Buyer Education

The Cape Coral Insurance Landscape: Wind, Flood, and Citizens 2026

A Cape Coral realtor's plain-English breakdown of homeowners insurance in 2026. Wind vs flood, NFIP and private flood, Risk Rating 2.0, Citizens,…

May 28, 2026 Read
Buyer Education

Cape Coral Property Taxes and Assessments: How They Actually Work

Cape Coral property taxes, the homestead exemption, Save Our Homes, portability, the first-year reset, and UEP assessments, explained in plain English by…

May 28, 2026 Read
Buyer Education

Cape Coral Housing Stock: What You’re Actually Buying by Build Era

A Cape Coral realtor's plain-English guide to housing stock by build era. CBS construction, impact windows, the 7-rung builder price ladder, pool…

May 28, 2026 Read
SWFL Lifestyle

Cape Coral Neighborhoods: A Quadrant-by-Quadrant Breakdown

A Cape Coral realtor's walk-through of the four quadrants: SE, SW, NE, NW. Yacht Club, Cape Harbour, Tarpon Point, Sandoval, Stonewater, Burnt…

May 28, 2026 Read
Buyer Education

Hurricane Reality: A Local’s Take on Storm Risk in Cape Coral

A third-generation Cape Coral realtor's honest walkthrough of hurricane risk. The 95/5 split, Charley to Ian, CBS construction, the seven prep pillars,…

May 28, 2026 Read
Buyer Education

Cape Coral Flood Zones: AE, X, and What They Actually Mean for Your Mortgage and Insurance

A Cape Coral realtor's plain-English breakdown of FEMA flood zones AE, X500, and X. What each zone means for your mortgage, your…

May 28, 2026 Read
Canal & Waterway

The Cape Coral Canal System: Direct Access, Indirect Access, and Freshwater Explained

A Cape Coral realtor's plain-English breakdown of the city's 400+ miles of canals. Direct vs indirect Gulf access, freshwater, sailboat lots, seawall…

May 28, 2026 Read
Investment Property Guide: Cape Coral Rental Market 2026
Market Updates

Investment Property Guide: Cape Coral Rental Market 2026

Updated June 2026. Investor caveat: This is rental-market education from a Realtor perspective, not legal, tax, title, insurance, appraisal, accounting, property-management, lending,…

Apr 18, 2026 Read
Cape Coral New Construction vs Resale: Pros and Cons
Buyer Education

Cape Coral New Construction vs Resale: Pros and Cons

Updated June 2026. Buyer caveat: This is buyer education from a Realtor perspective, not legal, tax, title, insurance, appraisal, construction, accounting, or…

Apr 18, 2026 Read
Understanding Wind Mitigation Reports for SWFL Homes
Buyer Tips

Understanding Wind Mitigation Reports for SWFL Homes

In Southwest Florida, your wind mitigation report is one of the most important documents you will receive during the home buying process.…

Apr 18, 2026 Read